PCI DSS Level 1 certified
200+ Payment Methods
Global Coverage in 150+ countries
DEVELOPER-FRIENDLY API
s
Credit Cards, SEPA, E-wallets, Open Banking, Crypto
Limited Banking Access for Adult
Banking & Payment Challenges of Clients
Many traditional banks won’t work with adult and dating businesses because of their strict internal policies.
Transactions Processing Roadblocks
Mainstream payment processors turn away adult and dating merchants. This will leave you behind with only few options.
Cross-Border Settlements Problems
Many banks out there let you hold funds but won’t allow you to send or receive money internationally.
Limited Currency Support for Global Payments
Banks often only support major currencies such as USD, EUR and GBP. Trading in CNY, INR or AED will be nearly impossible for many.
Banking for Adult & Dating Businesses
Opening and maintaining a bank account is challenging for anyone who runs a business in adult entertainment. You will often face refusals because of increased scrutiny, inconsistent risk assessments and internal bank policies.
We offer multi-currency IBAN business accounts built for international business operations. You will get them with full SEPA and SWIFT capabilities. There is no need to worry about efficiency in cross-border transactions.
We offer multi-currency IBAN business accounts built for international business operations. You will get them with full SEPA and SWIFT capabilities. There is no need to worry about efficiency in cross-border transactions.
Payment Processing for Adult & Dating Businesses
We deliver reliable adult payment processing through experienced acquiring institutions. These solutions are ideal for global high risk businesses.
Adult Merchant Accounts & Global Card Acquiring
Secure merchant accounts and worldwide card acquiring designed for high-risk MCCs. Our acquiring network improves approval rates, reduces chargebacks, and keeps adult and dating merchants operational.
Adult Payment Gateway for Adult & Dating Sites
Our adult payment gateway is built for mature content and subscription platforms. It supports recurring billing, high-risk compliance, fraud protection, and optimized transaction routing for higher authorizations.
Alternative & Local Payment Methods for Adult Merchants
Adult and dating merchants increase conversions by adding alternative payment methods (APMs), local wallets, mobile payments, and regional payment options alongside cards.
Open Banking for Adult Businesses
Our adult payment gateway supports Open Banking payments with:
- No chargebacks
- High approval rates
- Instant bank payments
- No rolling reserves
Crypto Payment Processing for the Adult Industry
We provide crypto processing for adult merchants with:
- Global access
- Fast settlement
- Lower processing costs
- No chargebacks
- No reserve requirements
Complete Your Application
Step 1
how we work
Provide information about your company, business model, operating GEOs, volumes and other relevant details.
Submit Necessary Documentation
Step 2
Provide the necessary paperwork to support your application.
Strategic Matching
Step 3
We will review your profile and identify the best banking and payment providers for your needs.
Work with Our Team
Step 4
Our experts guide you through onboarding and integration with your chosen providers.
Getting started
Step 5
Start accepting and sending payments while you focus on growing your traffic and revenue.
Why Choose Our Payment Processing Solutions
Specialized Knowledge in Adult & Dating Payments
We ONLY partner with digital banks and acquirers that support adult/dating businesses. Let us guide you towards realistic banking/payment solutions that fit your business model, location, and plans for growth.
Flexible Banking and Payment Solutions
Includes dedicated IBAN business accounts, SEPA & SWIFT transfers, worldwide card acquiring, alternative payments, e-wallets, Open Banking, and crypto processing. Find a mix of providers that scale with your business needs.
Long-Term Partnership for Payment Infrastructure
We won’t just refer you and send you on your way. We will guide you through setting up a transaction infrastructure that fosters stability, compliance, and scalability for years to come.
Relationship Driven Support
We take a hands-on approach and want you to know our team. You will benefit from speaking directly to account managers who provide personalized guidance and continuous optimization for your transactions.
about DELICATO
Privacy, confidentiality and trust are critical to the adult industry. We built our services around these principles.
With more than 20 years of combined experience in the fields of banking, finance and compliance, delicato.io specializes in crafting solutions for adult and dating businesses that need reliable, scalable, and compliance-conscious payment infrastructure.
Let our experience and industry insight empower you to do business as an adult merchant in these complicated, high risk markets.
With more than 20 years of combined experience in the fields of banking, finance and compliance, delicato.io specializes in crafting solutions for adult and dating businesses that need reliable, scalable, and compliance-conscious payment infrastructure.
Let our experience and industry insight empower you to do business as an adult merchant in these complicated, high risk markets.
References
Clear communication and a straightforward process from the start
CBDO
Subscription-Based Dating platform
Subscription-Based Dating platform
The delicato.io team took time to understand our model before proposing anything
Co-Founder
Adult Games Publisher
Adult Games Publisher
We finally had a clear view of what banks actually expect from our type of business
CEO
International Streaming Platform
International Streaming Platform
Good understanding of how high-risk payment flows work in practice
CFO
Adult Entertainment Holding
Adult Entertainment Holding
Banking setup matched how our business actually operate
Head of Payments
AI Dating Application
AI Dating Application
Frequently Asked Questions
What exactly is adult payment processing? Do adult businesses require special payment solutions?
Adult payment processing services are those designed specifically for high-risk businesses such as adult websites and dating solutions. You require a specialized solution because conventional providers fear the high chargebacks volumes, risk of fraud, and stringent regulations that adult-oriented businesses are subjected to.
How can an adult payment processor help lower my declines and chargebacks?
By whitelisting your business with advanced fraud filters, transaction monitoring tools, chargeback alerts, and utilizing smart bank routing, adult payment processors help improve approval rates and lower chargebacks.
Define adult payment gateway and explain how it works?
An adult payment gateway acts as the intermediator between your website and the banks and card networks. It securely encrypts payment information during transactions and allows for recurring billing and subscriptions — all while adhering to high-risk payment processing regulations.
What features should my adult and dating payment gateway have?
If you’re running premium content platforms, your payment gateway should have the following features: Recurring billing, Trials, and rebills, Multi-currency processing, Fraud prevention and chargeback tools. This can help you to increase customer retention and improve approval rates.
What payment methods should my payment gateway support if I’m running a dating site platform?
Accepting online payments via Credit Cards, APM’s, E-wallets, Open Banking payments, and even crypto is recommended when running a dating site platform. This allows you to accept global payments and gain the highest amount of conversions from customers.
Do I need an adult merchant account to accept payments for my adult website?
If you intend on accepting card payments for adult or dating oriented content, you will be required an adult merchant account. Unless you have manually rejected adult content in your current merchant account terms, your provider will not support high-risk content.
How much does adult credit card processing cost?
In addition to the higher risk-based pricing due to elevated risk exposure, adult credit card processing is charged a discount rate. This includes costs like rolling reserves, gateway fees, and chargebacks.
Can banks offer accounts and financial services for adult and dating businesses?
Yes. Many specialized banks and EMIs cater to the high-risk industry and can offer financial services in conjunction with your adult merchant account.
Payment Processing & Merchant Accounts
© all rights reserved, 2026
© all rights reserved, 2026
Delicato.io provides independent referral and introduction services, connecting businesses with third-party banks, payment institutions, and other regulated providers. We are not a financial institution, do not hold a banking or payment license, and do not open accounts, process payments, or hold client funds.
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